Insurance Trust Monitor

Insurance Trust Monitor is your complete turnkey solution to help you manage the complexities of Irrevocable Life Insurance Trusts. Considered the industry’s premier ILIT administration and risk mitigation service, ITM offers a full array of solutions to corporate and individual trustees --- from a single policy review to a complete back office partnership that eases the burden of ILIT administration and fiduciary risk.

Recent publication worth noting:  The OCC Comptroller Handbook - Asset Management - Unique and hard to Value Assets - August 2012 states:
"Bank fiduciaries are responsible for protecting and managing the life insurance policy for the benefit of the beneficiaries or the life of the grantor. A bank fiduciary must understand each life insurance policy that the trust accepts or purchases, or the bank fiduciary must employ an advisor who is qualified, independent, objective, and not affiliated with an insurance company to prudently manage these assets."

Upcoming Webinars    One Stop ILIT Shop   Unique & Hard to Value Assets    Upcoming Shows
The remaining 2014 Webinar schedule has been released. ITM and PDS Companies will once again combine efforts and present content related to unique and hard-to-value asset management. Take advantage of our integrated partnership which offers protection from fiduciary liability and helps you serve your clients even more effectively. A strategic partnership that brings you all the tools and services you need to administer and manage unique and hard to value assets as well as life insurance policies.
Learn about our partnership
ITM will participate in the 2015 Heckerling Institute on Estate Planning in Orlando, Florida, January 12-16th. Please stop by our booth so we can show you how easy it is to get started.

Turning the Battleship Around....

In my last blog, Turning the Battleship Around…Has it Started?, I wrote about Whole Life dividend trends and stated perhaps the dividend slide might be “leveling off and slowly trending upward.” I based that thinking on the fact that of the “Big 4” Whole Life carriers—Northwestern Mutual, Mass Mutual, Guardian Life, and New York Life, three had “either maintained or increased their dividend rate,” which I believed was a “positive trend.” Read more>>  

Client Testimonial

"We have developed a strong partnership with ITM to better facilitate the administration of life insurance trusts from a fiduciary capacity. ITM's various services and expertise have provided our clients with proactive and comprehensive account management techniques to better implement their estate planning goals."

Megan C. Warman, J.D.
Park National Bank