PORTFOLIO REPORT

Guidance & Analysis

For clients who possess multiple policies or have several trusts holding insurance policies, ITM will provide a Portfolio Report and Executive Summary. ITM will combine the results from the individual Policy Review with an overall assessment of your entire portfolio of policies. The Portfolio Report is especially valuable when policies have the following: loans, underfunded, term conversion options, and policies that are overfunded.

ITM's Porfolio Report will give you an overall assessment of the portfolio with commentary and instruction for each policy taking the following into consideration:
  • Carrier Diversification
  • Total Premium Obligations
  • Cost Basis
  • Loan Balances
  • Dividend Strategies
  • Cost of Insurance
  • Competitive Analysis
  • Consolidation Opportunites
  • Return on Investment (ROI)
  • Rate of Return (ROR)
  • Life Expectancy Consideration